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      Archive: Jun 2021

      What is a Cashback Mortgage? It’s AWESOME, that’s what it is!

      Most people don’t know what a Cashback Mortgage is.  I know I didn’t before I started in this line of work.  So what is it?  It’s exactly what is sounds like, when you sign up for a Cashback Mortgage you get some cash back.  That’s it. So how does it work? It’s simple, you get …more

      The Mortgage Stress test has gone up. What’s that mean?

      That’s right folks, as of June 1st 2021 the Canadian Mortgage stress test has gone up from 4.79% to 5.25%.  To understand this and its consequences we first must make sure we know what the ‘stress test’ is. The ‘stress test’ is a measure put in place by the OSFI (Office of the Superintendent of …more